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Coverage To Protect Your Home And Personal Property
Nationwide offers protection against the loss of your home or personal property caused by:
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Fire and Lightening
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Windstorm and Hail
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Explosion
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Riot and Civil Commotion
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Aircraft
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Vehicles
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Smoke
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Vandalism and Malicious Mischief
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Theft On or Off Premises
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Falling Objects
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Weight of Ice or Snow
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Structural Collapse
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Accidental Overflow of Water from Plumbing
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Accidental Electrical Damage to Appliances
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Damage by Accidental Cracking or Bursting of Hot Water Heating Units
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Damage by Freezing Pipes
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Comprehensive Coverage On Your Home Only
Comprehensive Coverage may protect you against any direct physical loss to your home except those specifically excluded by the policy you choose. Some examples:
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Water Damage
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Chemical Spills
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Scorched Surfaces
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Glass Breakage
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Damage to Walls
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Interior Damage by Melting Ice and Frozen Snow
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Damage to Floor from Paint Spills
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Chipping of Sink or Tile
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Damage to Underground Pipe from Excavating
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Includes These Other Important Coverages
You may not have thought of these, but they could be important. These additional coverages may need to be added to your policy and may require additional premium. |
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Damage to Trees and Shrubs From Specified Perils
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May pay to Replace Locks When Keys are Stolen
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Loss of Use
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Consequential Loss
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Pets on Premises
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Credit Card Forgery
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Inflation Protection
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Reasonable Repair
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Optional Coverages
These optional coverages may need to be added to your policy and may require additional premium.
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Replacement Cost Contents
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Replacement Cost Plus on Dwelling
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Ordinance or Law
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Additional Coverages Available
High-valued personal property contained in your home should be covered as well. Some examples of specific property that Nationwide may cover are:
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Jewelry, Watches and Furs
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Guns
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Tools
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Cameras, Camcorders
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Silverware, Goldware, Pewterware
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Securities, Deeds
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Watercraft, Trailers, Equipment and Motors
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Money, Coins, Gold
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Computers
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Business Property on Premises
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| Coverage To Protect You |
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Personal Liability coverage may protect you and your spouse or any relatives living with you and anyone under age 21 in your care.
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May protect against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others.
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May protect boats you may own or in your care. (Depending on the type, size and horsepower a separate policy may be needed.)
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May pay cost of defending claim against you (see policy).
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Damage to property of others.
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First aid expenses of others.
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Accidental death benefits.
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